Protection

Losing any family member is bad enough, but when that is a breadwinner, the financial consequences can be devastating.

We can assess your short- to medium-term requirements and then recommend and arrange plans that will provide a lump sum or income for your family should you die or become ill for a long period and unable to earn a living.

We can also arrange private medical insurance that enables you and members of your family to receive treatment when you need it, rather than when scarce NHS resources permit. There are a wide range of plans available and we can guide you through the minefield of terms and conditions.

We can also arrange insurance to provide cash for the family should a carer become incapacitated or die. After all, the tasks undertaken by a “homemaker” will still have to be done if he or she is unable to do so, and the cost of having this undertaken at commercial rates can be substantial.