How We Conduct Financial Planning

Good financial planning does not come about by accident; it requires time and effort on both sides.

We will invest our time in undertaking a comprehensive review of your current position, aims and objectives, resources and attitudes. We ask you to cooperate in this process by providing us with the information we require to make a proper evaluation of your needs.

We will then use our experience of financial services to evaluate your needs, bearing in mind the resources available to meet these, and make recommendations to you. You are not obliged to accept our recommendations, which may or may not involve arranging new plans, but are free to select your own priorities.

Once agreed, we will execute any plans on your behalf. In some cases, we may need you to complete some forms, or put us in touch with your other advisers, such as a solicitor or accountant.

If prior agreement is made, we will undertake regular reviews of your arrangements, making recommendations for alterations in plans and possibly re-balancing asset allocations to reflect changing market conditions and personal circumstances. Again, you are not obliged to accept our proposals, but we will only recommend changes that we feel are essential.